2001
Personally for you.
Personally for business.
About us
A Latvian bank with local capital
BluOr Bank was founded in 2001 by four Latvian entrepreneurs with many years of experience in international trade, logistics, and maritime freight transport. This background allowed us to build a bank that truly understands the needs of its clients and can offer effective financial solutions.
We are a Latvian bank with local capital, providing a strong alternative to foreign banks, and today we are the sixth largest bank in Latvia.
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100%
Latvian capital
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EUR 1.143 billion
Total assets in 2025
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EUR 781 million
Loan portfolio in 2025
Partnership and a personal approach
Our first clients were business partners of the bank’s founders, and from the very beginning BluOr Bank has been built on strong partnerships and an individual approach. This philosophy still defines us today — we work as a trusted partner and offer financial solutions tailored to each client’s specific needs.
We see every process from different perspectives — from business goals to personal financial plans — covering mortgage and consumer lending as well as asset management. This allows us to provide the best solutions for both companies and individuals.
Industries
Business experts
Many years of experience in the Latvian market give us a deep understanding of local business. This allows BluOr Bank to be more than a service provider — we are a trusted, strategic partner that helps growing companies develop and achieve their goals.
Companies from a wide range of industries choose us.
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Manufacturing and industrial companies
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Trading companies
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Logistics companies and port terminals
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Real estate developers
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Hotels, restaurants, and other service businesses
Partnership
A trusted partner for both businesses and individuals
Gradually evolving from a specialised business partner into a full-service commercial bank, BluOr Bank has become an important Latvian-capital bank, offering a high-quality and comprehensive range of services for both companies and private clients.
With many years of experience working with Latvian businesses, we fully understand what a strong home financing offer should look like for individuals as well. We not only finance companies that develop housing and other projects, but also private clients who purchase apartments within these projects. This in-depth understanding allows us to be a reliable financial partner for individuals — from mortgage loans to consumer lending.
Bank clients
Clients who care about their finances
Our client base is diverse — from entrepreneurs with ambitious plans and complex financial needs to private individuals who want to improve their quality of life or securely manage and grow their capital.
BluOr Bank is trusted by clients with different needs and goals.
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Clients with ideas but lacking financing.
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Clients with capital who need a trusted advisor.
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Clients whose business needs require out-of-the-box thinking and ongoing support from a dedicated private banker.
Our values
Quality and trust
Clients choose BluOr Bank because they value our expertise and professional approach.
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Fast and local decision-making
We make decisions quickly, competently, and locally — we are a bank with 100% Latvian capital.
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Understanding of the local market
We have a deep understanding of the local business environment and market specifics, with experience across various industries and client segments.
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Flexible solutions
We offer a flexible approach to find solutions that work for all parties.
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Individual risk assessment
We carry out individual risk assessments, evaluating each client’s specific situation.
Modern banking service
We combine expertise, professional support, and modern service to ensure every client receives the best solution.
Modern trading platforms and a convenient mobile banking app.
All services are available remotely.
We are also happy to meet our clients in person to better understand their individual needs.
