Income – every night
Night deposit interest is credited to your account every night, allowing your funds to earn efficiently.
Night Deposit
A convenient and reliable solution for your financial funds —
earn every night while maintaining full access to your money.
Service Overview
BluOr Bank Night deposit
Earn interest every night while maintaining access to your funds.
1.6% per year.
Funds available on any business day.
Stay in control of your funds and earn the highest possible return.
Benefits
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High return
We offer a competitive rate of 1.6% per year.
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Free access
Withdraw your earned funds on any business day – with no penalties and no prior notice required.
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Simple management
Open and manage your night deposit conveniently in Internet Banking anytime.
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Quick and free
Account opening is completed within 24 hours and is free of charge.
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State guarantee
Night deposit is covered by a state-guaranteed compensation of up to €100,000.
Requirements
Night Deposit Terms and Options
BluOr Bank offers a secure and profitable way to deposit your funds, with convenient access and flexible terms.
Conditions | Description | |
|---|---|---|
Minimum Amount | 5 000 EUR* | |
Annual Interest Rate | For Latvian passport holders: 1.6% ** | |
Deposit Term | At least 1 night | |
Earnings | Night deposit interest is credited to your account every night | |
Fund Withdrawal | Full or partial withdrawals on any business day from 9:00 to 17:00 without prior notice or penalties | |
Fund Top-Up | Allowed at any time free of charge (interest is credited if the account is topped up on a business day by 17:00) | |
Account Opening, Maintenance, and Deposit Closure | Free of charge | |
Additional Features | For holders of Latvian passports and taxpayers, a current account is opened for making everyday payments (opening and maintenance are free of charge; EUR payment within Latvia – EUR 0.10) |
* If funds are withdrawn and the account balance falls below €5,000, interest will not be credited. Once the balance is topped up to at least €5,000, interest will be calculated on the entire amount in the overnight deposit.
** The interest rate may change if the ECB rate changes.
State-guaranteed compensation amount: up to €100,000
Grow with BluOr Bank
Move your funds to a BluOr Bank night deposit – earn interest every night, maintain full access to your money on any business day, and keep the accumulated earnings intact.
Support
Would you like to receive an additional tip on how to save more efficiently?
Fill out the application, and we will help you find the most suitable solution.
Instructions for Applying Tax Relief
Download and review the instructions regarding interest income for individuals – non-residents – from deposits: standard deposits or deposits with special conditions, subordinated deposits, overnight deposits, and savings accounts.