Skip to content

Service overview

BluOr Bank API

BluOr Bank API ensures efficient and secure information exchange between banks and financial technology companies at the customer’s request.

The API enables the development of modern and convenient financial applications used daily by clients in Latvia and worldwide.

BluOr Bank is among the first banks in Latvia to offer its own API

  • BluOr Bank API provides information exchange between the Bank and application services at the customer’s request

  • The API functionality is continuously evolving, offering an expanding range of opportunities

How does it work?

  • 01

    Register for access to the BluOr Bank API and receive access parameters and technical information by email

  • 02

    Test your planned solution in the “sandbox” – a secure testing environment designed for experimentation

  • 03

    Integrate the API into your application and allow BluOr Bank clients to use modern and technologically advanced financial solutions

API statistics

In accordance with the Payment Services Directive (PSD2) and EU Regulation 2018/389 (RTS), Article 32(4), the Bank monitors the availability and performance of the dedicated interface.

BluOr Bank publishes quarterly statistics on the availability and performance of the dedicated interface on its website.

Statistics for Q1 2026 (01.01.2026 – 31.03.2026):

  • 0.3 s

    Average response time

  • 99.8%

    API service availability

  • 0.2%

    API downtime

API documentation summary

In accordance with the Payment Services Directive (PSD2) and EU Regulation 2018/389 (RTS), Article 30(3), the Bank publishes an API documentation summary on its website.

You can review the BluOr Bank API documentation summary here.

To receive the full API documentation and additional information, please register by completing the application form

Things to consider

API

An API (Application Programming Interface) is a way to connect a variety of services and exchange information in a secure framework.

European Union regulations

The Payment Services Directive (PSD2) and the Law on Payment Services and Electronic Money require any bank to ensure third-party access to the bank's API. This increases the competition of fintech companies in the EU market and offering of the latest generation of solutions to people.

Security

The BluOr Bank API guarantees data security. It will only process the data of clients that are authorised using Digipass code calculators issued by BluOr Bank.

Benefits

Clients of the bank will stand to gain the most from this process, as tried-and-true internet banking becomes supplemented with useful web-based and mobile apps for managing one’s personal finances. For fintech entrepreneurs, the API is a great opportunity to reduce development and integration costs.